Risk Disclosure

By using Dollars Cards, you acknowledge and accept the following risks. This disclosure is not exhaustive and does not create additional rights or obligations beyond our other legal documents.

1. Exchange rate risk

Exchange rates change continuously. The rate quoted at the time of conversion may differ from the rate at the time you first checked. Once confirmed, a conversion is final.

2. Merchant acceptance risk

Certain merchants may decline virtual cards, cards from specific regions, or transactions above their internal thresholds. Acceptance is at the merchant’s discretion.

3. Network and outage risk

The Services depend on card networks, banking partners, payment processors, cloud infrastructure and internet connectivity. Outages at any of these can temporarily prevent transactions.

4. Regulatory risk

Financial services are subject to laws and regulations that change over time. Regulatory action may require us to modify, suspend or discontinue features.

5. Security and compliance suspensions

We may temporarily suspend individual accounts, cards or the platform to protect users, complete fraud investigations, or meet compliance obligations.

6. No deposit insurance

Wallet balances are held with our banking partners and are not covered by any deposit insurance scheme.